Find out about Making phone and online bank transfers. Make sure you have enough money in your account to cover the value of the cheque until the person has paid it in and the money has been deducted. This makes sure the money ends up in the right place. To avoid problems with out-of-date cheques make sure you: You can use a cheque to pay someone, or get paid by someone.
You can pay anyone with a cheque, if they accept it. Only accept cheques from people you know and trust. There is often a charge for this. Out-of-date cheque rejections Banks usually reject cheques that are older than six months.
For this reason, they do not bounce because of a lack of funds. How can you use a cheque? Keep a record of each cheque you write on the stub in your chequebook.
Add details such as a reference or account number to the payee line. Only accept cheques from people you trust. Explore other ways to make Payments into your bank account. If you spend the money in the meantime, you might have to pay it back. For example, for the payment of cars.
Remember to keep the cheque stub that contains the cheque details and reference.
When should you use one? Post-dated cheques A post-dated cheque is one with a future pay-in date on it. When you write a cheque, the money usually leaves your account three working days after the person pays in your cheque. It is a criminal offence to hand over a cheque knowing it will bounce or with the intention of cancelling it.
Cheques do not have an expiration date, but will often be rejected if dated more than six months earlier. Your bank will send the cheque to the bank which issued the cheque, by first class post and phone them the next day to confirm that it will be paid.
Check these against your statement and report any problems to the bank straight away. If you use the money in the meantime, you might have to pay it back.
Did you find this guide helpful? Cheque writing basics Writing cheques is simple and safe, as long as you get the basics right.Jun 07, · No need for a postal order if you have an old cheque book with the correct sort code and account number. They presumably have not changed.
(If you try to go to the killarney10mile.com website, you get directed to santander site. Every month I receive a cheque from my husband who banks with Barclays. If I pay this into a Natwest current account on a Tuesday then I have access to the money on Thursday.
If I pay it into a Santander account on a Tuesday, I can't use the funds until the following Monday. A voided check is a check that has the word “VOID” written across the front of the check.
The check can be blank or partially written, and the word “VOID” indicates that the check should not be accepted for payment. However, the check can still be used to get information needed for.
If you have a previous check order on file for this account with Santander, you can reorder checks online, stop by your local branch, or call us at If you have never ordered checks, or you'd like to order online, see steps below. You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you.
They will need to write “Pay to ” on the back of the check and sign it. Mobile check deposit is quick and easy.
Follow these steps: Open your Santander Mobile Banking App and sign in with your user ID and password. Open “Deposit Checks” from the main menu at the top left of your screen.Download